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Maturity claims
Maturity Claims Filing Guide
Learn how to properly file maturity claims with step-by-step instructions
Maturity Claims
This is a claim for the payment of the sum assured and bonuses when a policy (like an Endowment or Money Back plan) reaches the end of its term and the policyholder is still alive. It is a "living benefit."
Claiming the maturity benefit when an endowment or term policy reaches its maturity date.
How to File a Maturity Claim
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Notification – The insurance company typically sends an intimation letter or notice to the policyholder a few weeks/months before the maturity date.
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Documentation – The policyholder submits:
- Original policy bond
- Completed maturity claim form
- Valid identification (ID/passport)
- Bank account details for direct transfer
- Any other documents required by the insurer -
Processing – The insurer verifies the documents and processes the payout. This typically takes 7-10 business days after submitting all required documents.
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Payout – The maturity benefit is disbursed directly to the policyholder's registered bank account. Taxes may be deducted if applicable.
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